I guess it's just about time to start thinking about the new auto insurance law which goes into effect after July 1st.

When it comes to auto insurance, there are so many things to consider when having your agent write up a new policy or even getting a new policy ready for your kids.

Did you know there were nearly 313,000 crashes in 2018, according to MHA data.

According to the Lansing State Journal, Michigan drivers will need to choose among several medical coverage options after the new insurance law goes into effect.

Here are a few things that all Michigan drivers will focus on:

Michigan drivers for the first time will have the option to choose lower levels of medical coverage when buying or renewing their policies rather than only having lifetime coverage as their option.

For example: Opting for less than full coverage can result in high out of pocket medical costs down the road if injured in a car crash.

The PIP options under the new law, with some exceptions and exclusions:

Unlimited medical coverage per person per accident.

Up to $500,000 in medical coverage per person per accident.

Up to $250,000 in medical coverage per person per accident.

Those are among several options to choose from when it comes to discussing your options.

MHA launched the public education campaign after research found the state's 7.2 million licensed drivers are largely unfamiliar with the new auto no-fault law.

That's why I take every opportunity to speak with my auto insurance agent to discuss what plan is best for me and my family. Here's more from the Lansing State Journal.

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